300 Central Avenue Box 255 | Finley, ND 58230-0255
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Certificate of Deposit Specials
Certificate of Deposit Specials
Term Minimum Opening Deposit Interest Rate APY*
15 Month $5,000.00 2.75% 2.76%
Certificate of Deposit Specials
Term 15 Month
Minimum Opening Deposit $5,000.00
Interest Rate 2.75%
APY* 2.76%
* Annual Percentage Yield (APY) of 2.76% for the 15-month CD is effective April 17, 2019. The minimum deposit balance required to receive the 15-month CD term is $5,000.00. The 15-month CD term renews at maturity into a 12-month term with current available rate. A penalty may be imposed for early withdrawal. No brokered deposits. Offer subject to change at any time.
Certificate of Deposit
Certificate of Deposit
Term Minimum Opening Deposit Interest Rate APY
91 Day $1,000.00 0.75% 0.75%
6 Month $500.00 1.25% 1.25%
1 Year $500.00 1.50% 1.50%
2 Year $500.00 1.75% 1.75%
3 Year $500.00 2.00% 2.00%
5 Year $500.00 2.50% 2.50%
Certificate of Deposit
Term 91 Day
Minimum Opening Deposit $1,000.00
Interest Rate 0.75%
APY 0.75%
Term 6 Month
Minimum Opening Deposit $500.00
Interest Rate 1.25%
APY 1.25%
Term 1 Year
Minimum Opening Deposit $500.00
Interest Rate 1.50%
APY 1.50%
Term 2 Year
Minimum Opening Deposit $500.00
Interest Rate 1.75%
APY 1.75%
Term 3 Year
Minimum Opening Deposit $500.00
Interest Rate 2.00%
APY 2.00%
Term 5 Year
Minimum Opening Deposit $500.00
Interest Rate 2.50%
APY 2.50%
A penalty may be imposed for early withdrawal.
Saving Accounts
Saving Accounts
Description Minimum Opening Deposit Interest Rate APY
Regular Savings $50.00 0.10% 0.10%
Saving Accounts
Description Regular Savings
Minimum Opening Deposit $50.00
Interest Rate 0.10%
APY 0.10%
The interest rate and annual percentage yield may change after account opening.
NOW Account
NOW Account
Description Minimum Opening Deposit Interest Rate APY
Interest Bearing Checking $1,000.00 0.10% 0.10%
NOW Account
Description Interest Bearing Checking
Minimum Opening Deposit $1,000.00
Interest Rate 0.10%
APY 0.10%
The interest rate and annual percentage yield may change after account opening.
Maintain a $1000 daily balance to avoid a $6.00 monthly service charge.
Money Market Deposit Account
Money Market Deposit Account
Average Daily Balance Minimum Opening Deposit Interest Rate APY
Up to $2,499.99 $2,500.00 0.10% 0.10%
$2,500.00-$9,999.99 $2,500.00 0.15% 0.15%
$10,000.00 and up $2,500.00 0.20% 0.20%
Money Market Deposit Account
Average Daily Balance Up to $2,499.99
Minimum Opening Deposit $2,500.00
Interest Rate 0.10%
APY 0.10%
Average Daily Balance $2,500.00-$9,999.99
Minimum Opening Deposit $2,500.00
Interest Rate 0.15%
APY 0.15%
Average Daily Balance $10,000.00 and up
Minimum Opening Deposit $2,500.00
Interest Rate 0.20%
APY 0.20%
The interest rate and annual percentage yield may change after account opening.
Individual Retirement Accounts
Individual Retirement Accounts
Average Daily Balance Minimum Opening Deposit Interest Rate APY
Up to $49,999.99 $100.00 1.75% 1.76%
$50,000-$99,999.99 $100.00 2.00% 2.02%
$100,000.00 and up $100.00 2.25% 2.27%
Individual Retirement Accounts
Average Daily Balance Up to $49,999.99
Minimum Opening Deposit $100.00
Interest Rate 1.75%
APY 1.76%
Average Daily Balance $50,000-$99,999.99
Minimum Opening Deposit $100.00
Interest Rate 2.00%
APY 2.02%
Average Daily Balance $100,000.00 and up
Minimum Opening Deposit $100.00
Interest Rate 2.25%
APY 2.27%
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 01-21-2019.
For current rate information call (701) 524-1921.
Copyright ©2019 Citizens State Bank of Finley. All right reserved