300 Central Avenue Box 255 | Finley, ND 58230-0255
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Certificate of Deposit
Certificate of Deposit
Term Minimum Opening Deposit Interest Rate APY
91 Day $1,000.00 0.25% 0.25%
6 Month $500.00 0.50% 0.50%
1 Year $500.00 0.75% 0.75%
2 Year $500.00 1.00% 1.00%
3 Year $500.00 1.25% 1.25%
5 Year $500.00 1.75% 1.75%
Certificate of Deposit
Term 91 Day
Minimum Opening Deposit $1,000.00
Interest Rate 0.25%
APY 0.25%
Term 6 Month
Minimum Opening Deposit $500.00
Interest Rate 0.50%
APY 0.50%
Term 1 Year
Minimum Opening Deposit $500.00
Interest Rate 0.75%
APY 0.75%
Term 2 Year
Minimum Opening Deposit $500.00
Interest Rate 1.00%
APY 1.00%
Term 3 Year
Minimum Opening Deposit $500.00
Interest Rate 1.25%
APY 1.25%
Term 5 Year
Minimum Opening Deposit $500.00
Interest Rate 1.75%
APY 1.75%
A penalty may be imposed for early withdrawal.
Regular Savings Accounts
Regular Savings Accounts
Description Minimum Opening Deposit Interest Rate APY
Regular Savings $50.00 0.10% 0.10%
Regular Savings Accounts
Description Regular Savings
Minimum Opening Deposit $50.00
Interest Rate 0.10%
APY 0.10%
The interest rate and annual percentage yield may change after account opening.
NOW Account
NOW Account
Description Minimum Opening Deposit Interest Rate APY
Interest Bearing Checking $1,000.00 0.10% 0.10%
NOW Account
Description Interest Bearing Checking
Minimum Opening Deposit $1,000.00
Interest Rate 0.10%
APY 0.10%
The interest rate and annual percentage yield may change after account opening.
Maintain a $1000 daily balance to avoid a $6.00 monthly service charge.
Money Market Deposit Account
Money Market Deposit Account
Daily Balance Minimum Opening Deposit Interest Rate APY
Up to $2,499.99 $2,500.00 0.10% 0.10%
$2,500.00-$9,999.99 $2,500.00 0.15% 0.15%
$10,000.00 - $49,999.99 $2,500.00 0.20% 0.20%
$50,000.00 and up $2,500.00 0.20% 0.20%
Money Market Deposit Account
Daily Balance Up to $2,499.99
Minimum Opening Deposit $2,500.00
Interest Rate 0.10%
APY 0.10%
Daily Balance $2,500.00-$9,999.99
Minimum Opening Deposit $2,500.00
Interest Rate 0.15%
APY 0.15%
Daily Balance $10,000.00 - $49,999.99
Minimum Opening Deposit $2,500.00
Interest Rate 0.20%
APY 0.20%
Daily Balance $50,000.00 and up
Minimum Opening Deposit $2,500.00
Interest Rate 0.20%
APY 0.20%
The interest rate and annual percentage yield may change after account opening.
Individual Retirement Accounts
Individual Retirement Accounts
Daily Balance Minimum Opening Deposit Interest Rate APY
Up to $49,999.99 $100.00 1.00% 1.00%
$50,000-$99,999.99 $100.00 1.25% 1.26%
$100,000.00 and up $100.00 1.50% 1.51%
Individual Retirement Accounts
Daily Balance Up to $49,999.99
Minimum Opening Deposit $100.00
Interest Rate 1.00%
APY 1.00%
Daily Balance $50,000-$99,999.99
Minimum Opening Deposit $100.00
Interest Rate 1.25%
APY 1.26%
Daily Balance $100,000.00 and up
Minimum Opening Deposit $100.00
Interest Rate 1.50%
APY 1.51%
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 08/27/2019.
For current rate information call (701) 524-1921.
Copyright ©2019 Citizens State Bank of Finley. All right reserved