Checking Accounts
Regular Checking
Citizens State Bank makes checking hassle free. We have no fees only plenty of great benefits!
- $10 minimum balance to open account
- No minimum balance required after account is opened
- No monthly service charge
- Unlimited check writing privileges
- Free access to Internet Banking
- Free access to Bill Pay
- Free VISA Debit Card
- Free use of Citizens State Bank ATM w/ VISA Debit Card
- Free mailed statements with imaged checks
- Free Estatements
- Ready Reserve (with approved credit)
NOW Checking
A Citizens State Bank NOW account is an easy way to earn interest on your checking account balance.
- $1,000.00 minimum balance
- Interest bearing account
- Maintain a $1000 daily balance to avoid a $6.00 monthly service charge
- Free VISA Debit Card
- Free use of Citizens State Bank ATM w/ VISA Debit Card
- Unlimited check writing privileges
- Free access to Internet Banking
- Access to Bill Pay
- Free mailed statements with imaged checks
- Free Estatements
- Ready Reserve (with approved credit)


