Other Services

Line of Credit Automatic Transfer

This service will automatically transfer funds from your line of credit to your checking account whenever your balance falls to a pre-determined amount. No more daily overdrafts just a simple monthly fee of $25.00.

Automatic Transfers

This convenient service provides for a regularly scheduled transfer of funds from one deposit account to another deposit account or loan account.

• No fee for this service
• Transfer may occur weekly, bi-weekly, or monthly
• Provides a great way to establish a savings plan
• Provides for easy loan payments

Night Depository

This service, available at all Citizens State Bank locations, provides a safe, convenient, and secure way of making deposits when the bank is closed. It's accessible 24 hours a day, 7 days a week.

Safe Deposit Boxes

A safe deposit box provides a secure place to keep personal papers and other valuables. When you rent a safe deposit box, your important belongings are protected from fire, flood, theft, or loss. This service provides customers with a locked box that is kept in the bank's vault. Our safe deposit boxes come in various sizes and are available for a small annual fee with the first year being free!

Wire Transfers

Wire Transfers are provided when you need to move money quickly, locally, nationally, or internationally. To wire funds to your account at Citizens State Bank, please use the following wire transfer instructions:

Wire to:
Bank of North Dakota
Bismarck, North Dakota
ABA #091310929
Credit: Citizens State Bank
Acct. # 1010323
Further credit : (Your account name and account number)

To wire funds to another financial institution from your account, some of the information commonly needed for a wire transfer includes:

• Destination Bank name and routing number
• Beneficiary name, address, and account number
• Your account number
• Your name and address

See the fee schedule for the current wire transfer charges.

Money Orders

Money orders offer a safe and convenient alternative to personal checks for periodic bill payments or other financial needs. 

Cashier Checks

Cashiers Checks offer convenience and safety when payment by check is preferred.